Innovative Funding Solutions

Flexible business funding

We specialise in taking time to understand individual circumstances and offer tailored funding solutions. If you have a client that doesn't fit set criteria, get in touch with your local Business Development Manager.

Meet the team

Our products

Our products are specifically designed to give small businesses access to the right funding at the right time.

Dual Growth Funding

Two types of funding, one agreement

  • Amounts of between £30,000 and £100,000 for terms of 12 to 24 months
  • Access to a term loan for part of the total funding requested, repayable monthly
  • Access to a Flexible Facility for part of the total funding requested
  • Dual Growth Funding is an unsecured loan which must be backed by a suitable personal guarantee from all Directors/Principals of the business.

Flexible Funding Facility

Revolving credit when you need it

  • Flexible funding for growing UK SMEs
  • Credit facilities between £15,000 and £30,000 for 3 to 12 months
  • Repay and redraw capital amounts during the term (subject to minimum criteria)
  • No limit or fees for drawing or repayment
  • Flexible Funding is an unsecured loan which must be backed by a suitable personal guarantee from all Directors/Principals of the business.

Secured Business Funding

Facilitate growth and release cashflow

  • Loan amounts of between £75,000 and £250,000
  • Terms of 12 to 60 months (5 years)
  • 80% LTV based on 180 day valuation
  • No Early Repayment Charges (ERCs)
  • Secured Business Funding is unsecured against the business, backed by personal guarantees from the Directors of the business and a first or second charge against a suitable property of a personal guarantor

Become an Introducer

Would your clients benefit from our innovative products?

Call us on 020 3637 0570 or email brokers@credit4.co.uk to find out more about working with us.

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Resources

Dual Growth Funding

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Dual Growth Funding Factsheet
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Representative Examples
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Flexible Funding Facility

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Flexible Funding Facility Factsheet
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Representative Examples
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Secured Business Funding

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Secured Business Funding Factsheet
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Representative Examples
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Introducer Information

Credit4 Introducer Registration Form
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Credit4 Introducer Pack
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Latest Case Study

SGP Garden Machinery Ltd – Derbyshire

Stephen and Sue, from family business SGP Garden Machinery, needed funding to help them expand their showroom. Watch their story to see how Credit4 worked with SGP to grow their business.

Product: Dual Growth and Flexible Funding Facility

Funding: £30,000 over 24 months