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We support growing SMEs by providing access to a range of flexible funding options - find out how your clients could benefit.
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We specialise in taking time to understand individual circumstances and offer tailored funding solutions. If you have a client that doesn't fit set criteria, get in touch with your local Business Development Manager.
Meet the team
Our products
Our products are specifically designed to give small businesses access to the right funding at the right time.
Dual Growth Funding
Two types of funding, one agreement
- Amounts of between £30,000 and £100,000 for terms of 12 to 24 months
- Access to a term loan for part of the total funding requested, repayable monthly
- Access to a Flexible Facility for part of the total funding requested
- Dual Growth Funding is an unsecured loan which must be backed by a suitable personal guarantee from all Directors/Principals of the business.
Flexible Funding Facility
Revolving credit when you need it
- Flexible funding for growing UK SMEs
- Credit facilities between £15,000 and £30,000 for 3 to 12 months
- Repay and redraw capital amounts during the term (subject to minimum criteria)
- No limit or fees for drawing or repayment
- Flexible Funding is an unsecured loan which must be backed by a suitable personal guarantee from all Directors/Principals of the business.
Secured Business Funding
Facilitate growth and release cashflow
- Loan amounts of between £75,000 and £250,000
- Terms of 12 to 60 months (5 years)
- 80% LTV based on 180 day valuation
- No Early Repayment Charges (ERCs)
- Secured Business Funding is unsecured against the business, backed by personal guarantees from the Directors of the business and a first or second charge against a suitable property of a personal guarantor
Become an Introducer
Would your clients benefit from our innovative products?
Call us on 020 3637 0570 or email brokers@credit4.co.uk to find out more about working with us.
Resources
Dual Growth Funding
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Dual Growth Funding Factsheet
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Representative Examples
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Flexible Funding Facility
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Flexible Funding Facility Factsheet
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Representative Examples
Download PDF
Secured Business Funding
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Secured Business Funding Factsheet
Download PDF
Representative Examples
Download PDF
Introducer Information
Credit4 Introducer Registration Form
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Credit4 Introducer Pack
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Latest Case Study
SGP Garden Machinery Ltd – Derbyshire
Stephen and Sue, from family business SGP Garden Machinery, needed funding to help them expand their showroom. Watch their story to see how Credit4 worked with SGP to grow their business.
Product: Dual Growth and Flexible Funding Facility
Funding: £30,000 over 24 months
We were a young, growing company with a good foundation that needed that extra bit of funding. Credit4 gave us that by way of a very professional, quick and efficient loan to enable my business to grow to the next level.
Simon D, Managing Director
We’re delighted to see the innovative new product, Dual Growth Funding, being introduced by Credit4 – they’ve really understood the needs of the market. It’s great to see lenders working to encourage growing SMEs and the flexibility offered should make this a very popular funding solution for UK businesses.
Paul Goodman, Goodman Corporate Finance
Credit4 are personable, straightforward, reliable and very engaged in what they are doing – they took the time to get to know my business properly and kept me informed at all stages. The personal approach was refreshing – it was not a “computer says no” attitude. I hope to see their name in lights and shouted from the rooftops.