News

6th January 2019

NACFB Industry Guide: Dual Growth Funding

Credit4 CEO Gary Trott talks to NACFB magazine this month about our Dual Growth Funding product. Part Flexible Funding, part term loan, this innovative solution allows clients to have more control over their funding. Read the full article on page 42 of ...

22nd November 2018

What is the REAL cost of funding?

Almost half of all SMEs have experienced barriers to accessing finance, a quarter of those at the point of growth, just when they need it the most. With demand for traditional bank loans at a record low in 2017/18 (British ...

16th November 2018

Credit4 welcome Ross Gandy as Business Development Manager

Currently celebrating our fifth year of funding growing SMEs, we’ve remained true to our launch proposition of a “more personal approach to funding”, by helping businesses in growth with access to funding based on an assessment of each individual business, ...

18th October 2018

Credit4 continues to help businesses reach growth potential

This month we’re celebrating five years of being part of the dynamic UK lending sector. Five years ago, Credit4 CEO Gary Trott and his Co-Founder saw there was a need for a lender in the market that would take a more ...

26th September 2018

Understanding the SME Finance Market

Who or what is an SME? Well, the answer depends on what you read. There are many different definitions, two common differentiators are turnover and the number of employees within a company. With so many differing definitions, a very blurred business ...

11th September 2017

Patron profile – A personal style of funding

It was a pleasant surprise when the NACFB asked us to put forward our Patron profile. Many NACFB Members will know of Credit4, having met us at the NACFB Expo or through David Culverhouse, our BDM. Read more here: NACFB Patron Profile ...

13th January 2017

New alternative lending association nears launch

New association of direct lending platforms sets founding principles and membership criteria.   The Association of Alternative Business Finance (AABF), a proposed addition to the alternative lending sector, is rumoured to be nearing launch. Its seven founding members are all direct ...

21st June 2016

The SME Finance Market by Credit4

Credit4 recently talked to industry professionals about the SME Finance Market. Now you can read our overview including: What is a small business and why does it matter? Are SMEs being catered for in the world of finance? What alternative funding options are there? What ...

18th May 2016

Don’t stop now! What options do you have to finance the next stage of your business growth?

Congratulations, you’ve reached that first milestone; successful growth in your business from your initial funding. However if you’ve set your sights even higher, you now need to understand what other financing options are available.   1.Accessing bank finance For most business owners in ...

9th May 2016

Come and meet Credit4 at this year’s trade shows!

Following an exceptional start to 2016, Credit4 are pleased to announce that they will be exhibiting at four major events for SMEs and Finance Industry professionals this year. 2016 has seen an increase in business levels due to two factors; growing ...