News

26th September 2018

Understanding the SME Finance Market

Who or what is an SME? Well, the answer depends on what you read. There are many different definitions, two common differentiators are turnover and the number of employees within a company. With so many differing definitions, a very blurred business ...

11th September 2017

Patron profile – A personal style of funding

It was a pleasant surprise when the NACFB asked us to put forward our Patron profile. Many NACFB Members will know of Credit4, having met us at the NACFB Expo or through David Culverhouse, our BDM. Read more here: NACFB Patron Profile ...

13th January 2017

New alternative lending association nears launch

New association of direct lending platforms sets founding principles and membership criteria.   The Association of Alternative Business Finance (AABF), a proposed addition to the alternative lending sector, is rumoured to be nearing launch. Its seven founding members are all direct ...

21st June 2016

The SME Finance Market by Credit4

Credit4 recently talked to industry professionals about the SME Finance Market. Now you can read our overview including: What is a small business and why does it matter? Are SMEs being catered for in the world of finance? What alternative funding options are there? What ...

18th May 2016

Don’t stop now! What options do you have to finance the next stage of your business growth?

Congratulations, you’ve reached that first milestone; successful growth in your business from your initial funding. However if you’ve set your sights even higher, you now need to understand what other financing options are available.   1.Accessing bank finance For most business owners in ...

9th May 2016

Come and meet Credit4 at this year’s trade shows!

Following an exceptional start to 2016, Credit4 are pleased to announce that they will be exhibiting at four major events for SMEs and Finance Industry professionals this year. 2016 has seen an increase in business levels due to two factors; growing ...

21st January 2016

Don’t sit on the perch, visit us at The Business Funding Show – it’s the plaice to be!

We’re looking forward to attending the Business Funding Show, which is being held at Old Billingsgate in London between 2nd – 3rd February.   The Business Funding Show brings together funding providers and growing SMEs in the first show of its kind.  ...

23rd November 2015

Credit4 Financial Kitbag Part 4 : Trusted Advisers

UK SMEs are full of entrepreneurial, passionate, driven and hard-working go-getters. This drive and tenacity is commonly held to be the very essence of what it takes to be successful in the UK SME space. But is that all it takes? Passion ...

11th November 2015

The Credit4 Financial Kitbag Part 3: Business Plan

Business Plan. Business plans are used by most businesses regardless of size and how long they’ve been established. For young businesses, however, the time, energy and money that it takes to produce the right business plan will be worth all the ...

10th November 2015

4 things SMEs should consider when trying to find the right financing

Most businesses will, at some stage of their life, require funding: it might be to help fund expansion or cash flow, or it might be to purchase an asset, but in any scenario the challenge is not just to find ...