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  • Credit4 Financial Kitbag Part 4 : Trusted Advisers

    Credit4 Financial Kitbag Part 4 : Trusted Advisers

    UK SMEs are full of entrepreneurial, passionate, driven and hard-working go-getters. This drive and tenacity is commonly held to be the very essence of what it takes to be successful in the UK SME space. But is that all it takes? Passion and drive are…

  • The Credit4 Financial Kitbag Part 3: Business Plan

    The Credit4 Financial Kitbag Part 3: Business Plan

    Business Plan. Business plans are used by most businesses regardless of size and how long they’ve been established. For young businesses, however, the time, energy and money that it takes to produce the right business plan will be worth all the effort in the end….

  • 4 things SMEs should consider when trying to find the right financing

    4 things SMEs should consider when trying to find the right financing

    Most businesses will, at some stage of their life, require funding: it might be to help fund expansion or cash flow, or it might be to purchase an asset, but in any scenario the challenge is not just to find the finance, but to find…

  • Introducing two types of funding in one agreement

    Introducing two types of funding in one agreement

    The success of Alternative Finance can be attributed in large part to the readiness of providers to devise products and services that meet the demands of the modern market. Thanks to the power of competition, the historic “we’ll tell you what you need” approach to…

  • The Credit4 Financial Kitbag Part 2: Management Accounts

    The Credit4 Financial Kitbag Part 2: Management Accounts

    Management Accounts. In the second in our series of articles highlighting the essential information SMEs should have ready in their financial ‘kitbag’ when raising finance, we look at the Management Accounts, regarded by many as a key element of a company’s management information. For a…

  • Why the UK deserves to be a market leader in Fintech

    Why the UK deserves to be a market leader in Fintech

    One of the main challenges for innovative start-ups can be regulation. Whenever there is a genuinely new idea, it is often the case that it comes up against a legal obstacle or uncertainty concerning the legal feasibility of the business model. We’ve seen how start-ups…

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