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Enquire Now

To enquire, simply decide which Credit4 funding option suits your growth plans and circumstances. Follow the link below to find out more about your chosen funding, complete our eligibility criteria and give us your business details on the pages that follow.

Once we have received these, we will contact you to discuss your requirement in detail.

Credit4 Flexible Facility

  • Gives growing SMEs access to flexible funding
  • Amounts of between £15,000 and £30,000*, for terms of 3 to 12 months
  • Interest is serviced fortnightly, with the outstanding principal being payable in lump sums or one bullet payment at the end of the term
  • Repay and redraw capital amounts during the term (subject to minimum amounts)
  • No maximum number of drawings or repayments
  • A suitable Personal Guarantee (PG) from all Directors/Principals of the business is required.

*Sole traders and partnerships may only apply for amounts exceeding £25,000 and for business purposes

Credit4 Dual Growth Funding

  • For SMEs that have been trading for at least 12 months and require more traditional funding as well as flexibility to grow their business
  • Amounts of between £30,000 and £100,000, for terms of 12 to 24 months
  • For funding up to £60,000 the funding is split half as a flexible facility and half as a term loan
  • For funding between £60,000 and £100,000 the funding split is £30,000 (maximum) flexible facility with the residual funding as a term loan
  • Two different elements of funding within one agreement
  • A suitable Personal Guarantee (PG) from all Directors/Principals of the business is required.