News

8th July 2019

Supporting our Broker community

As patrons of the NACFB, we actively support the critical role the commercial finance broker plays in supporting growing SMEs. We know that brokers not only help SMEs secure the right funding, through market knowledge and an understanding of their ...

8th May 2019

Credit4 agrees new funding line

Now in our sixth year of growth, we are delighted to announce that we have secured a substantially increased funding line, which will allow us to extend and enhance our range of flexible business funding products for growing SMEs. This increased ...

6th January 2019

NACFB Industry Guide: Dual Growth Funding

Credit4 CEO Gary Trott talks to NACFB magazine this month about our Dual Growth Funding product. Part Flexible Funding, part term loan, this innovative solution allows clients to have more control over their funding. Read the full article on page 42 of ...

22nd November 2018

What is the REAL cost of funding?

Almost half of all SMEs have experienced barriers to accessing finance, a quarter of those at the point of growth, just when they need it the most. With demand for traditional bank loans at a record low in 2017/18 (British ...

18th October 2018

Credit4 continues to help businesses reach growth potential

This month we’re celebrating five years of being part of the dynamic UK lending sector. Five years ago, Credit4 CEO Gary Trott and his Co-Founder saw there was a need for a lender in the market that would take a more ...

26th September 2018

Understanding the SME Finance Market

Who or what is an SME? Well, the answer depends on what you read. There are many different definitions, two common differentiators are turnover and the number of employees within a company. With so many differing definitions, a very blurred business ...

11th September 2017

Patron profile – A personal style of funding

It was a pleasant surprise when the NACFB asked us to put forward our Patron profile. Many NACFB Members will know of Credit4, having met us at the NACFB Expo or through David Culverhouse, our BDM. Read more here: NACFB Patron Profile ...

13th January 2017

New alternative lending association nears launch

New association of direct lending platforms sets founding principles and membership criteria.   The Association of Alternative Business Finance (AABF), a proposed addition to the alternative lending sector, is rumoured to be nearing launch. Its seven founding members are all direct ...

21st June 2016

The SME Finance Market by Credit4

Credit4 recently talked to industry professionals about the SME Finance Market. Now you can read our overview including: What is a small business and why does it matter? Are SMEs being catered for in the world of finance? What alternative funding options are there? What ...

18th May 2016

Don’t stop now! What options do you have to finance the next stage of your business growth?

Congratulations, you’ve reached that first milestone; successful growth in your business from your initial funding. However if you’ve set your sights even higher, you now need to understand what other financing options are available.   1.Accessing bank finance For most business owners in ...